Business insurance

Property insurance. The objective is to ensure financial safety of an enterprise upon the occurence of certain adverse events in the external and internal environment.

 

 
The list of insurance types:

– voluntary property insurance of legal entities;
– voluntary insurance of losses caused by a forced break in manufacture;
– voluntary insurance of land-based vehicle;
– voluntary insurance of cargoes;
– voluntary insurance of aircrafts;
– voluntary insurance of water-crafts;
– voluntary insurance of construction and erection risks;
– voluntary insurance of agricultural machinery;
– voluntary insurance of the expenses related to the necessity to repair goods;
– voluntary insurance of the expenses related to operation of vehicles (technical assistance);

Insurance of employees. The objective is to protect the incomes of employees upon the occurence of certain adverse situations, strengthening of social protection of employees and systems of material stimulation of the personnel.

The list of insurance types:
– obligatory insurance against industrial accidents and occupational diseases;
– voluntary civil liability insurance of the employer for the harm inflicted to the life and health of employees;
– voluntary insurance of medical expenses;
– voluntary insurance against accidents and illnesses for the period of travel abroad;
– voluntary insurance of drivers and passengers against accidents;
– voluntary insurance against accidents.

Civil liability insurance. The objective is to protect the property interests of an enterprise at an onset of its civil-law responsibility in case of causing harm to the life, health, property of other persons.

The list of insurance types:

– obligatory civil liability insurance of vehicle owners in the territory of the Republic of Belarus,  Green Card;
– voluntary civil liability insurance of owners of vehicles;
– obligatory civil liability insurance of carrier before the passengers;
– voluntary civil liability insurance for causing harm and expenses in connection with professional work (customs agents, auditors, doctors, architects, etc.);
– voluntary civil liability insurance and expenses of the organizations creating increased danger to others;
– voluntary civil liability insurance of owners of aircrafts;
– voluntary insurance of responsibility of carrier (according to the Convention on the Contract for the International Carrying of Goods by Road of 1956 (CMR Convention) with changes);
– voluntary civil liability insurance of a carrier before customs authorities (according to the Customs Convention on the International Transport of Goods under Cover of TIR Carnets of 1975);
– voluntary insurance of safety of the goods (works, services);
– voluntary insurance of an extended warranty.