Business insurance

Property insurance.

The objective is to ensure financial safety of an enterprise upon the occurence of certain adverse events in the external and internal environment.

The list of insurance types:

-voluntary insurance of land vehicles (Avtokasko);

-voluntary cargo insurance;

-voluntary aircraft insurance;

-voluntary insurance of expenses related to the operation of vehicles (technical assistance);

-voluntary insurance of inland water transport and other watercraft used on inland waterways;

-voluntary insurance of water vessels intended for use in merchant shipping;

-voluntary insurance of water vessels under construction;

-voluntary insurance of railway transport vehicles;

-voluntary insurance of construction and installation risks;

-voluntary insurance of agricultural machinery;

-voluntary insurance of Insurance of Legal Entities’ Property;

- voluntary insurance of losses due to forced interruption in production;

- voluntary insurance of property of legal entities “against all risks”.

Insurance of employees.

The objective is to protect the incomes of employees upon the occurence of certain adverse situations, strengthening of social protection of employees and systems of material stimulation of the personnel.

The list of insurance types:

-voluntary insurance of medical expenses;

-voluntary insurance against accidents and illnesses while travelling abroad;

-voluntary insurance of drivers and passengers against accidents;

-voluntary insurance against accidents and illnesses;

-voluntary insurance against dangerous diseases;

-“Express”: voluntary insurance against injuries;

-voluntary insurance of expenses of citizens traveling abroad;

-voluntary civil liability insurance for damage and expenses due to professional (medical) error in medical activities;

-obligatory insurance against industrial accidents and occupational diseases;

 Civil liability insurance.

The objective is to protect the property interests of an enterprise at an onset of its civil-law responsibility in case of causing harm to the life, health, property of other persons.

The list of insurance types:

-obligatory insurance of civil liability of vehicle owners on the territory of the Republic of Belarus;

-obligatory insurance of civil liability of the carrier to passengers;

-voluntary insurance of civil liability of aircraft owners;

-voluntary insurance of civil liability of vehicle owners;

-voluntary insurance of shipowners' liability and expenses;

-voluntary insurance of liability and expenses of the carrier (according to the Convention on the Contract for the International Carriage of Goods, 1956);

-voluntary insurance of the employer's civil liability for harm caused to the life and health of employees;

-voluntary professional liability insurance;

-voluntary insurance of civil liability and expenses of organizations that create an increased danger to others;

-voluntary insurance of the carrier's civil liability to customs authorities (in accordance with the Customs Convention on the International Transport of Goods using a TIR Carnet, 1975);

-voluntary insurance of safety of goods (work, services);

-voluntary insurance of general civil liability;

-voluntary insurance of civil liability when conducting clinical trials;

-voluntary insurance of liability of managers.